Kopping.Capital
Strip Shops & Shop Top HousingPrivate & Confidential
Shops at street level, homes above, one title

Most people see a shop. We see a site, and three ways to lift its value.

A strip shop, the row of shops with flats above on a single old title, stacks more hidden value than almost any other building. There is income to lift, a tenant mix to improve, and very often development potential the owner has never used. For an owner who has held since before 1985, all of it can be captured into the permanent value set on 1 July 2027, with the gains of the past decades staying exempt.

See the numbersThe three levers
Why strip shops are special

Three levers, one title

A strip shop is really three opportunities in one building, and because it is held on a single title, they can all be acted on without buying anyone out. That is rare, and it is why these sites reward a closer look.

Lever one, planning

Unused development potential

These sites sit in local centres upzoned for homes above shops, and most use a fraction of what the controls now allow. Near a station, a site can carry shop top housing at a floor space ratio of up to 2.5 to 1, well beyond what an old strip shop uses today. That unused potential is value sitting in the land, and a valuer can recognise it before a brick is laid. How much depends on the specific site.

Lever two, repositioning

Lift the income and the mix

Refresh the shops and the flats, bring the rents up to the local market, and improve the mix with a stickier use such as medical or allied health, the tenants investors most want. Sydney strip retail trades on yields near 6 to 7 per cent, so each extra dollar of rent adds roughly fifteen dollars of value.

Lever three, tax

Captured on the date, exempt

For a pre 1985 owner, the higher value is captured into the permanent tax base on 1 July 2027, and the gains of the past decades stay exempt. The work simply needs to be recognised before the date.

The numbers, illustrated

One strip shop, valued three ways

A row of four shops with four flats above, on one title, held in the family for decades. Tired, under let, and using a fraction of what the site now allows. The same building, valued as it stands, then repositioned, then with its shop top housing potential recognised. The repositioning step is anchored on a Sydney strip retail yield of about 6.5 per cent; the planning step reflects the extra shop top housing the site can now carry. On the repositioning step, works of the order of $350,000 add roughly $1.2 million of value, over three times the spend, and the further planning uplift is unlocked mainly through a concept scheme rather than construction. Every figure here is indicative only and would be established for the specific site after inspection and a formal valuation, so the actual numbers will vary.

$4.0M As it stands tired, under let $5.2M Repositioned rents and mix lifted $7.0M Plus planning potential recognised
Value today Repositioning Planning potential
Indicative only. Actual figures vary by site, after inspection and valuation.
$4.0M → $7.0MThe same site, valued for all it can be
+$3.0MCaptured into the 1 July 2027 base, exempt for a pre 1985 owner
One titleThe owner already controls the whole site, with no one to buy out

Indicative and illustrative only, for a strip of four shops with four flats above on one title. The value as it stands and the repositioning step reflect a Sydney neighbourhood retail yield of about 6.5 per cent; the planning step reflects the additional shop top housing the site can carry under the current controls. Every figure depends on the specific site, its condition, tenancies and planning controls, and would be established for that building only after inspection and a formal valuation, so the actual numbers will vary. Development potential is confirmed by a town planner, and the tax position by the owner's accountant. These are announced tax measures, subject to the enabling legislation.

Sources: Colliers Australian Retail Snapshot, 2025 (retail yields); NSW Planning, Low and Mid Rise Housing and Transport Oriented Development controls, and the NSW Government review of the impact of rezoning on land values (planning).

How it happens

Two stages, and a fee tied to the result

Stage 1
Asset Value Review
We assess the building and the site, including whether it sits in an upzoned area, and establish whether there is a strong case for a meaningful lift in value. You receive a clear report. In plain terms, a health check for the building.
STRONG
CASE?
The decision
Stage 2
Delivery
We assemble the delivery team and the execution plan. The owner engages the trades, the planner and an independent project manager directly, and the work is carried out before the date.
value
rises
The result
A higher value, fixed
Before After uplift
An independent valuer confirms the new value at 1 July 2027.
How the uplift in value is shared:
Your client keeps the uplift, 97.5%
Our back end fee is a small share of the uplift, paid only when a valuer confirms it2.5% ▲
Why a strip shop is so deliverable

The hard parts are already solved

What makes it work

  • One owner, one title, so there is no one to buy out and nothing to amalgamate
  • Wide frontage, a deep lot, often a corner, on a main road near transport
  • An active retail ground floor kept, with homes added above, exactly what the new controls want
  • The owner keeps the shop and the income the whole way through

And you do not have to build

  • Having the potential recognised, with a feasibility or a concept behind it, lifts the value
  • If the owner wants to develop, they can, with our team ready
  • If they simply want the higher value locked in before the date, that works too
  • Either way the uplift is captured into the 2027 base, exempt for a pre 1985 owner
The pathway

Value early, value well

The first step is the Asset Value Review. We look at the building, the income and, importantly, the site and its planning controls, and we tell you honestly whether there is a worthwhile case to act on before the date. If there is, we bring the planner, the builders and the independent valuer to turn that potential into a confirmed, higher value. You stay in control throughout. A town planner confirms the planning potential, and your accountant confirms anything to do with tax, the same way the rest of our work sits beneath the experts. Not every strip shop is upzoned, so the first thing we check is the zone.

Refer a strip shop owner

Email the suburb and the year they bought, nothing more. We will tell you whether they are affected and roughly what is at stake. No paperwork, no commitment, and you remain their lead adviser throughout.

Your enquiry is treated as strictly confidential.

Thank you. We will be in touch shortly.